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Frequently Asked Questions


Do you arrange financing for the homes you sell?

We work closely with licensed mortgage brokers who work with many lenders to find the right loan for you.

Do I need to qualify to buy a home?

We are not extremely interested in your past credit status. Your ability to make reasonable weekly payments and your desire to be a homeowner now is what is really important to us.

How can I buy a home when I have bad credit?

We can setup (owner financing or by creating) Rent-to-Own situations to help you improve your credit rating over time. We work closely with licensed mortgage brokers who may be able to arrange a loan for you.

How much down payment do I need?

We are very flexible with your down payment. We can offer you many options and we always do our best to work with whatever funds you have available. You can even start out on our Rent-to-Own program.

How does your Rent-to-Own Program Work?

We can lease you the home with the exclusive right to purchase it at a later date. Our buyers love it because it gives them the time they need to save up for a larger down payment, time to clean up past credit problems, time to sell another home, and also time to try out the neighbourhood before buying. 100% of your option fee/down payment is credited toward the purchase price of the home, plus you may be eligible to receive a weekly credit towards the purchase price every time you pay your lease on time.

I love the home, what is the next step?

All we need is your application. You can even fax it to us for fast processing! We will then contact you within 24 to 48 hours once we are able to verify your income and employment. Please keep in mind that our homes go quickly, so time is of the essence.

The home I wanted has been sold… can you find me another one?

Yes we can. Our homes go fast, so the best thing you can do is join our online VIP Buyers List. Tell us what you are looking for, how soon you are looking to move and we will do our best to find you your next home. As soon as a home becomes available, we will call or email you about the home. Click here to join our VIP Buyers List now!

Do you work with investors?

Yes, we can help you whether you are just beginning or if you are an experienced property owner. We can supply you with properties needing repairs at wholesale prices or those already repaired and with or without tenants occupying them.


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Home Buyers Ltd
P.O. Box 33-159, Petone
Wellington
New Zealand
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Lower Hutt
Wellington
$1,810,250.00
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More Testimonials

"We have recently bought a home from Home Buyers Ltd. We are thoroughly delighted."

Fotu & Via Alailefaleula

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